Panama City,, Panama City, Panama, Panama. - Hero Image
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Panama City
Panama City | Panama City

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Panama Sovereign Realty
Panama Sovereign Realty
Presented At
$3,000,000
Bedrooms
3
Living
8,052
SQFT
High Ceiling
Terrace
Pergola
Parking
Garden
Balcony
Pool
Outdoor Kitchen
Water View
Waterfront
Panoramic / Scenic View
Investment Property
New Builds
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Panama City,, Panama City, Panama, Panama. , Panama City , Panama City

Map Location

This rough-in unit at Waterfront 6 on Ocean Reef Islands is a rare opportunity to design and finish a home entirely to your own taste. With the basic structure completed, the unit offers expansive marina views through floor-to-ceiling windows and features private terraces perfect for relaxing or entertaining. The space is yours to customize, allowing you to select every detail from flooring to fixtures, and create a home that truly reflects your style. Beyond the potential of the unit itself, Waterfront 6 provides access to a suite of luxurious social areas, including a rooftop infinity pool, BBQ area, and outdoor lounge spaces. The building’s common areas are fully finished and ready to enjoy, offering panoramic views of the marina and the Panama City skyline. Ocean Reef Islands is one of the most exclusive addresses in Panama, offering a private and serene lifestyle while being just minutes from the heart of Panama City. With easy access to world-class healthcare, top-tier banking services, international airports, and a vibrant nightlife, everything the city has to offer is at your fingertips. This property provides not only the chance to craft your dream home but also to enjoy the ultimate combination of luxury, convenience, and exclusivity. Contact us today to explore this unique opportunity! HOA: $1862.65/mo Property Details Location: Punta Pacifica, Panama City Price: $3,000,000 USD Bedrooms: 3 Bathrooms: 3.5 Location Type: Urban / Investment / New Construction / Gated Communities / Islands Property Type: Condo Parking Spaces: 3 Year Built: 2020 Area: 748m2 Lot: m2

Gallery

3D Street View Tour

Map showing Panama City,, Panama City, Panama, Panama.

Property Location

Panama City,, Panama City, Panama, Panama., Panama City Panama City

Local Weather & Climate

Panama City, Panama City

Current Conditions Updated recently
80 °F
Few clouds
Feels Like 80°F
Humidity 82%
Wind 8 mph
Visibility 6.2 mi
Sunrise 11:36 AM
Sunset 11:28 PM
5-Day Forecast
Thu 19 Feb
Clouds
High 90°
Low 77°
Fri 20 Feb
Rain
High 84°
Low 73°
Sat 21 Feb
Rain
High 82°
Low 73°
Sun 22 Feb
Rain
High 82°
Low 73°
Mon 23 Feb
Clouds
High 84°
Low 73°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Panama City?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Panama City. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $300,000,000 20% down ($60,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$25,779
$25,779/day
Your home may appreciate while you sleep
$180,948/week $784,109/mo $9,409,310/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$165.1M
vs
OWN 📈 +$234.2M
$234.2M Potential Equity
vs $165.1M lost to rent over 10 years
$60.0M Down Payment Growth
3.9x
10yr
$234.2M
8.1x
20yr
$484.8M
12.6x
30yr
$757.7M
Wealth Comparison
×1,804
Equivalent to 1,804 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $757.7M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $353.3M +18%
Market $408.5M +36%
Optimistic $471.4M +57%
$234.2M est. equity
20 Years
Conservative $416.1M +39%
Market $556.4M +85%
Optimistic $740.9M +147%
$484.8M est. equity
30 Years
Conservative $490.0M +63%
Market $757.7M +153%
Optimistic $1,164.3M +288%
$757.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Panama City,, Panama City, Panama, Panama features 3 bedrooms with 8,052 square feet of living space.
This property offers 8,052 square feet of living space.
This property is listed at $300,000,000, which equals $37258 per square foot.
Based on current market indicators, Panama City shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Panama City, Panama City. The property is situated in an established neighborhood with convenient access to local amenities and services.
Panama Sovereign Realty

Panama Sovereign Realty

Panama Sovereign Realty

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